📢 Job Advert: Credit Risk Developer – Banking Sector (Full-Stack Web Development)

Location: South Africa
Industry: Banking / Financial Services
Contract/Perm: Open
Experience: 4+ Years
Domain: Credit Risk, Full-Stack Development

We are looking for a highly skilled Credit Risk Developer to design, develop, and support credit risk management solutions within a leading banking environment. This role focuses on enhancing and maintaining CreditLens, a credit risk checking and calculation platform, while ensuring compliance with regulatory and internal governance frameworks. The ideal candidate is technically strong, detail-oriented, and experienced in delivering robust, scalable solutions.

🔧 Key Responsibilities

CreditLens System Development & Maintenance

• Develop and enhance the CreditLens application for credit risk checking and credit calculations.

• Implement and debug C# .NET code for UI and service layers.

• Use Entity Framework (Code First) for data access and ORM modelling.

• Perform API testing and debugging using Postman, ensuring seamless backend integration.

• Resolve defects, implement enhancements, and optimise system performance.

Database Management & Query Optimisation

• Write and optimise SQL queries and stored procedures for risk data processing.

• Ensure scalability and performance for large, complex data sets.

• Implement data validation, reconciliation, and integrity checks.

• Monitor database issues and ensure timely resolution.

Version Control & Deployment

• Manage code versioning via GitHub, using enterprise branching strategies (Dev, UAT, Prod).

• Configure and maintain CI/CD pipelines in DevOps for automated builds and deployments.

• Conduct code reviews and enforce secure coding and versioning best practices.

• Coordinate deployments and rollback plans with technical and business stakeholders.

System Documentation & Architecture

• Produce UML Sequence Diagrams for API call flows and solution architecture.

• Maintain Swagger/OpenAPI documentation for all APIs and services.

• Create detailed technical specifications for new features and enhancements.

• Ensure documentation adheres to internal governance and audit requirements.

Compliance & Governance

• Ensure development aligns with Basel regulations and internal credit risk governance frameworks.

• Conduct periodic compliance checks and implement system updates based on regulatory changes.

• Support audits by providing accurate documentation and technical evidence.

• Apply secure coding practices in line with risk management policies.

🎓 Education & Certifications

• Bachelor’s degree in Computer Science, Information Technology, or related field.

• Certifications in Agile, Risk Management, or FinTech are advantageous.

💼 Experience Requirements

• Minimum 4+ years in full-stack development within banking or financial services.

• Hands-on experience working with CreditLens or similar credit risk systems.

• Strong skills in C# .NET, Entity Framework, SQL, and full-stack application development.

• Skilled in API testing/debugging using Postman and documenting via Swagger/OpenAPI.

• Experience with GitHub, branching strategies, and CI/CD pipelines via DevOps.

• Solid understanding of Agile/Scrum delivery.

• Ability to create technical artefacts including UML diagrams and architecture documents.

• Strong knowledge of Basel and internal risk controls.

🧠 Technical Skills

• C# .NET, Entity Framework (Code First)

• SQL & stored procedure development

• API development, testing & debugging

• Swagger/OpenAPI documentation

• GitHub source control & branching

• DevOps CI/CD pipelines

• UML Sequence Diagram design

• CreditLens or similar risk systems

• Understanding of Basel regulatory frameworks

📊 Banking & Credit Risk Domain Skills

• Strong grasp of credit risk principles and credit calculation processes.

• Experience integrating risk models and supporting exposure reporting.

• Understanding of data validation, risk analytics, and stress testing.

🚀 Development & Delivery Skills

• Agile/Scrum delivery

• Troubleshooting and resolving technical system issues

• Automation of risk processes and reporting

• Strong debugging and analytical thinking

🤝 Communication & Interpersonal Skills

• Strong verbal and written communication for technical documentation.

• Ability to explain complex technical concepts to business and risk teams.

• Excellent collaboration with cross-functional groups (risk analysts, architects, business stakeholders).

Contact information

Yandiswa D